Choosing the best loan servicer for consolidation depends on various factors including interest rates, repayment terms, customer service, and eligibility requirements. Some popular options include SoFi, Earnest, and Citizens Bank. SoFi offers competitive rates and flexible repayment options. Earnest is known for its personalized approach and consideration of more than just credit scores. Citizens Bank provides a range of loan products and perks for existing customers. Ultimately, the best choice depends on individual financial circumstances and preferences.